SME Loan

SME loans are mainly for small and medium-sized businesses. The business may consist of manufacturing, trading, enterprise or servicing company. Hence, they may require factory loan, contract financing, corporate loan or even working capital loan to sustain their business. It may also involve small businesses such as hawkers or petty traders. These small business owners may not have proper document, hence approval will be on case-to-case basis.

Many SME Businesses require additional funding due to the start-up stage. During this stage of the business, their cash inflow may not be strong. Their customer may be slow in making repayments. This will definitely affect the SME’s working capital cash flow. Or these businesses need additional business financing to buy new machineries or for business expansion. This is where we can help by providing emergency funding to the business.

Why Us?

We are one of the best licensed money lender in KL and Selangor. We specializes mainly in Business LoanWorking Capital Loan and Personal Loan. Besides that, we do refinancing loan and pawn loan as well. Our loan is easy to apply, and our fast approval process is within 24 hours. In addition, we also have quick disbursement, which means the borrower can get the cash money quickly after the loan is approved. Lastly, we also do not collect upfront processing payment.

What Requirement need?

The standard requirement for SME Loan is that the SME Business must be registered with SSM for more than 1 year. It must also provide at least 6 months bank statements to proof the monthly income. Besides that, they should provide the IC Copy of Director and Utility Bills. However, if the borrower does not have the complete documentation as per the above, the loan approval will be case-to-case basis.


Therefore, if you are a Business Owner, and in need of a cash financing for your SME business, look no further! Call us now to check if you qualify. We can help assess your case over the phone, and provide advice on other business lending option.