SME loans are mainly for small and medium-sized businesses. The business may consist of manufacturing, trading, enterprise or servicing company. Hence, they may require factory loan, contract financing, corporate loan or even working capital loan to sustain their business. It may also involve small businesses such as hawkers or petty traders. These small business owners may not have proper document, hence approval will be on case-to-case basis.

Many SME Businesses require additional funding due to the start-up stage. During this stage of the business, their cash inflow may not be strong. Their customer may be slow in making repayments. This will definitely affect the SME’s working capital cash flow. Or these businesses need additional business financing to buy new machineries or for business expansion. This is where we can help by providing emergency funding to the business.